Product Overview
Sampoorna Care - Cancer fund is built to deal with this reality, combining cancer protection with a long-term health fund approach to be prepared for the years beyond.Â
Rising cancer incidence, medical inflation and longer treatment journey are making healthcare cost harder for families to predict and manage. The solution is to not only take care of immediate treatment costs today but also stay financially prepared for future health needs.Â
Key Features
- Multistage cancer coverage: Claim payout on cancer diagnosisÂ
Get 25% 3 on Minor cancer condition and 100% on Major cancer condition.
- Flexibility to receive income up to 5 years4
Option to convert up to 100% of lumpsum payout to incomeÂ
- Health fund creation
Health Fund has been created to provide financial support for medical and wellness needs. - Tax free withdrawals for medical expensesÂ
Post completion of lock-in period, withdraw up to 50% of fund value for health related expenseÂ
- Get lumpsum payout on ATPD occurrenceÂ
Receive lump sum payout on accidental total and permanent disability due to accident
- Discounted preventive care services6Â
Cancer screenings, Vaccination, Specialist consultationÂ
- Add-on benefit for enhanced protection7
- Overseas treatment booster- additional 10% of sum assured paid for treatment availed overseas
- Diagnostic and test benefit –lower of 5% of sum assured or ₹25,000 paid towards diagnostics tests and procedures
- Save tax up to ₹25,0005
Avail tax benefits as per section 80DÂ
- Multiple fund options to choose from
Option to choose funds which have been rated 4 or 5 stars8 by Morningstar9
ATPD-accidental total permanent disability
T and C Apply
Disclaimer
- THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
- Tata AIA Sampoorna Care- Cancer fund comprises of Tata AIA Health SIP, a Non-Participating, Unit Linked, Individual Health insurance Plan (UIN:110L184V03), Tata AIA Health Buddy A Non-linked, Non-participating, Individual Health product (UIN: 110N183V02) Tata AIA Health SIP and Tata AIA Health Buddy are available for sale individually
- Cancer Care is available with Tata AIA Health Buddy (UIN: 110N183V02 or any other later version). For more details, please refer to Health Buddy T&C. Applicable benefits payable under TATA AIA Health SIP are Accidental Total and Permanent Disability. Whereas Applicable benefits payable under TATA AIA Health Buddy are Cancer Care. For more details, please refer to Health SIP and Health Buddy T&C.
- This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
- 325% or 10 lakhs which ever is lower.
- 4On Major Cancer diagnosis, the insured has the option to receive the guaranteed lumpsum benefit as Income or Lumpsum plus income up to 5 years. For more details please refer Sampoorna Care Brochure.Â
- 5 Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
- 6Health Buddy Cancer Care is a complementary wellness program that helps in preventive care through holistic health management. For more details, please refer to Health buddy wellness page. It is the customer’s sole discretion to avail the services. All medical-related services will be directly provided by the Service Providers and not by Tata AIA Life Insurance. These services shall be subject to the availability of the Service Provider. Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature from the Service Providers. For more details on the benefits covered, please refer to the website, contact our Insurance Advisor/Intermediary, or visit our nearest Branch Office.
- Tata AIA Health Buddy wellness program, along with its scope, service structure and incentivized wellness program (including the reward point structure, not limited to status, parameters, points to be allotted to the parameters, sub limits on each parameter) will be periodically reviewed, and may change in the future basis the experience trends subject to criteria defined in the Board Approved Underwriting Policy (as amended from time to time). Any change to the services will be communicated to the policyholder with a notice period of at least 30 days
- 7The add-on benefits are completely optional, which can be chosen at inception. For more details please refer please refer to Health Buddy brochure.Â
- No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder.Â
- 8All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
- The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the “Company”). Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Health SIP is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
- Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
- 9©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India, and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates, or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
- Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). Life insurance cover is available under the solution. For details on products, associated risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
- The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
- The solution is underwritten by Tata AIA Life Insurance Company Limited. The solutions are not guaranteed issuance solutions, and it will be subject to Company’s underwriting and acceptance
- Insurance cover is available under the product.
- For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale and please visit www.tataaia.com"
IndusInd Bank Ltd. (“IBL”) (IRDAI Registration No. CA0001) is the Corporate Agent of TATA AIA Life Insurance Company Limited www.tataaia.com. IBL does not underwrite the risk or act as an insurer. Participation by IBL's clients in insurance products is purely voluntary and is not linked to the availing of any Banking Products/Services. The insurance Contract is between the Insurer and the Insured, and not between IBL and the Insured.
Registered Address: IndusInd Bank Limited, 2401, Gen Thimmayya Road (Cantonment), Pune – 411001.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com.
L&C/Advt/2026/Aug/4733
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