Premium Banking Criteria - IndusInd Bank PIONEER

A Savings Account or Current Account with an Average Quarterly Balance of Rs. 10,00,000 (group based) and above.

Alternatively, a Net Relationship Value of Rs. 30,00,000 (group based) and above with an Average Quarterly Balance of Rs. 1,00,000 (group based) and above in a Savings or Current Account.

Net Relationship Value comprises of average relationship value (for last quarter or last 3 months) at a group level across:

Current Account/Savings Account
Fixed Deposits
Current Mutual Funds AUM with IndusInd Bank (as per original investment amount)
Demat Account’s Holding Value (with IndusInd Bank)
Insurance Premium for policies live and in force (excluding single premium policies)

When you sign up for our Pioneer program, certain fees and charges may be applicable.

These charges are nominal, transparent and disclosed by IndusInd Bank upfront so that you know what you are paying or being charged for. Also w.e.f 1st January 2026, NMC charges will applicable on your Pioneer accounts.

Please click here to see the detailed Schedule of Charges.

NMC charges will not apply for Corporate Salary customers, however their account will get converted to regular PIONEER resident account post due notice, in case of non credit of salary >2.5L per month for 3 consecutive months. Post which, NMC criteria will apply.

Criterion