Overview

(UIN: IRDAN123RP0014V02202021)

Building a home is a dream come true. It takes years of hard work and savings to build a place you can call your own. At Chola MS General Insurance, we understand the value of your home and offer you a comprehensive insurance policy to protect it from unforeseen events. Our Bharat Griha Raksha Policy ensures that your home and its contents are safeguarded against various risks, giving you peace of mind.

Chola MS Bharat Griha Raksha Policy is a comprehensive insurance cover that protects your home building and contents against fire and other allied perils.

“Who can purchase this policy?”

“Building- Owner or tenant or licensee or employee and are liable for insurance.

owner, or purchased under instalment/hire purchase, or on lease or responsible under contact of employment”

Key Coverages

It is a named-peril policy covering the following perils :

  • Fire and Lightning.
  • Explosion/Implosion.
  • Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation.
  • Bush fire, forest fire, Jungle fire; Impact Damage; Earthquake; and Theft within 7 days from occurrence of insured events.
  • Subsidence and Landslide including Rockslide.
  • Bursting/overflowing of water tanks, apparatus and pipes.
  • Missile testing operations.
  • Leakage from automatic sprinkler installations.
  • Riot, Strike and Malicious Damage.
  • Terrorism.

The General Insurance product is offered and underwritten by Chola MS General Insurance Company Ltd. The General Insurance contract is between the Proposer and Chola MS General Insurance Company Ltd.

IndusInd Bank Limited with its registered office at 2401, Gen Thimmayya Rd. (Cantonment), Pune-411001 is the Corporate Agent of Chola MS General Insurance Company Limited vide corporate agency license CA0001 and does not underwrite the risk or act as an insurer. Participation by the Bank's clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between Chola MS General Insurance and the Insured and not between the Bank and the Insured. Servicing of the policy and adjudication of claims is the sole responsibility of Chola MS General Insurance Company Limited and IndusInd Bank cannot be held liable for the same. *T&C apply. Advertisement contains only an indication of the cover offered with Chola MS Bharat Griha Raksha Policy. For complete details on the benefits, coverage, terms & conditions and exclusions, do read the sales brochure, prospectus, policy wordings and Terms & conditions carefully before concluding sale. IRDAI Registration No. 123. Chola MS General Insurance Company Limited. Registered Office: Dare House, 2 NSC Bose Road, Chennai - 600001. Corporate Identity Number: U66030TN2001PLC047977. Trade Logo displayed above belongs to Murugappa Group and used by Chola MS General Insurance Company Limited under License. cholams.murugappa.com | 1800 208 5544 (Toll Free)

FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7% interest p.a

Senior Citizen

up to 7.5% interest p.a

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