• ¹Life Insurance Cover is the benefit payable on death of the Life Assured during the policy term.
• ²Guaranteed Benefits will be payable subject to all due premiums being paid. Guaranteed income will start based on the income start year chosen by you.
• ⁴Flexi Save Option provides an option to the policyholder to accumulate the accrued Guaranteed Income benefit with the company instead of receipt in cash. The balance of such unpaid Guaranteed Income benefit payouts will be accumulated with daily accrual of a loyalty addition at the Reverse Repo Rate published by Reserve Bank of India (RBI).
• ⁵Change of frequency of premium payment: You have the flexibility to change the frequency of premium payment on policy anniversary.
• ⁶Policyholder can select yearly, half-yearly or monthly premium payment frequency under this policy.
• ⁷Policies issued on or after April 01, 2023, where aggregate premium payable during the term of the policy in respect of Non-unit linked life insurance policies more than Rs 5 lakh per year is not exempt u/s 10(10D). Tax benefits/Tax-free returns/Tax savings under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Taxes, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.
• ⁸Level Guaranteed Income and Increasing Guaranteed Income are income options available under ICICI Pru GIFT Select. Under Level Guaranteed Income option, the Guaranteed Income will remain constant throughout the income period. If Increasing Guaranteed Income option is selected, the Guaranteed Income shall increase by 5% every policy year on compounding basis

ICICI Prudential Life Insurance Company Limited. Registered Office: ICICI Prudential Life Insurance Company Limited, ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025. This product brochure is indicative of the terms, conditions, warranties, and exceptions contained in the insurance policy. For further details, please refer to the policy document. In the event of conflict, if any, between the contents of this brochure and those contained in the policy document, the terms and conditions contained in the policy document shall prevail. ICICI Pru GIFT Select, UIN: 105N223V05. Advt. No.: W/II/2168/2025-26

The plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.

IndusInd Bank Ltd. (“IBL”) (IRDAI Registration No. CA0001) is the Corporate Agent of  ICICI Prudential Life Insurance Company Limited www.iciciprulife.com. IBL does not underwrite the risk or act as an insurer. Participation by IBL's clients in insurance products is purely voluntary and is not linked to the availing of any Banking Products/Services. The insurance Contract is between the Insurer and the Insured, and not between IBL and the Insured.

Registered Address: IndusInd Bank Limited, 2401, Gen Thimmayya Road (Cantonment), Pune – 411001.